Commonwealth Financial Promotion Agency – Find my sleeping money using the dormant deposit finding service.
Dormant deposits refer to deposits, cashier’s checks, and insurance money for which the extinctive prescription of claims or claims has been completed in accordance with the provisions of relevant laws or agreements between the parties. If there is no transaction or payment claim for more than 10 years for ordinary deposits, 5 years for cashier’s checks, and 3 years for insurance, they are classified as dormant deposits and will be contributed by the Financial Services Agency for the Commonwealth.
The size of this dormant deposit is said to be 1.8 trillion won as of November last year. In 2017, it was 35.6 billion won, 2018 was 129.3 billion won, 2019 was 155.3 billion won, and 2020 was 243.2 billion won. I was surprised that there was so much money sleeping. It is good that more and more people are getting to know this service and it is being introduced in the news. 휴면예금 찾아줌
What if I hear news like this? Do I have a dormant deposit? If so, how many are you wondering?
Since most of the owners do not know about these money, I will tell you how to quickly check it through the <Dormant deposit finding site> to find my precious money that may be sleeping somewhere without knowing it~
3 Ways to Find My Sleeping Money 좋은뉴스
1. Government 24 Homepage
2. Find dormant deposits from the Financial Services Agency
3. Account information of the Korea Financial Telecommunications and Clearings Institute
In all three of the above, you can search for dormant deposits online and apply for payment.
Today, we will use the Financial Services Agency to inquire and apply for payment.
Inquiry and application for dormant deposits at the People’s Financial Promotion Agency
1. Inquiries are available 24 hours a day.
2. Payment application / If the amount is less than 10 million won
– You can apply for payment to your account 24 hours a day on weekdays, such as the People’s Finance Agency (Seogeumwon) mobile app or dormant deposit finder site.
– When you apply, it will be deposited into your account within 10 minutes.
3. Payment application/ In case of 10 million won or more
– You can apply for payment at the branch of the financial company or at the National Financial Integration Support Center.
4. Those who have difficulty using online can inquire and apply for payment of dormant deposits at the 1397 Microfinance Call Center.
5. Heirs or agents can apply by visiting the branch of a nearby dormant deposit-funded financial company or the integrated financial support center for ordinary people.
How to Find My Sleeping Money Let’s start by looking at the <Find Dormant Deposit> service of the Financial Promotion Agency for the common people.
A site to find my sleeping money Finds dormant accounts for the common people How to search and apply for the website
[ How to use the dormant deposit search site ]
Search for <Find dormant deposits> in a search bar such as Naver or Daum Google.
You will see the Homepage of the People’s Finance Promotion Agency and click on it to enter.
Go to the homepage of the People’s Finance Agency
sleepmoney.kinfa.or.kr
Find dormant deposits at the Financial Services Agency for the common people
sleepmoney.kinfa.or.kr
<Inquiry about dormant deposit and application for payment> The outline of the procedure is as follows.
– You can apply for inquiry and payment after agreeing to use the service and verifying your identity.
– Personal information consent -> Inquiry of dormant deposit account -> Select dormant deposit account -> Apply for payment or donate
Let’s go through it step by step.
Go to the Dormant Deposit Search website.
There are two ways to select a search.
Find Dormant Deposits On the homepage, select <Manage Dormant Deposits> from the top menu and click <Inquiry and Payment of Dormant Deposits>.
Alternatively, click <Integrated Dormant Deposit Inquiry> in the middle menu of the homepage. You can select one of two methods to view.
How to check dormant deposits
On the inquiry and payment application page
Step 1> . I agree to the collection and use of personal information.
Step 2>. Joint certificate authentication.
– Choose between corporations and individuals
– Enter business registration number or resident registration number
– Joint certificate authentication.
※ If you have changed your personal information, you must contact the financial company to change the information.
※ When seeking dormant deposits for minors (under 19 years of age), the consent of the legal representative is required.
You must visit a financial company or the integrated financial support center for the common people to inquire and apply for payment.
Step 3> Dormant deposit inquiry
-> After verification of the joint certificate, you can see where and how much dormant deposits are.
– Contribution amount / number of cases / payment amount is inquired
– For each case, the financial company / status / account number / contribution amount / tax amount / receiveable amount / is displayed.
– Click <Search> to view detailed information.
– The detailed items that appear when you click <Search> are
Original holder information: name of original holder, resident registration number, phone number, mobile phone number, e-mail address, address
Contribution account details: Contributing institution name, contribution status, business rights classification, statute of limitations completion date, account number, foundation contribution date, principal, interest, contribution amount, foundation interest, total interest, individual/corporate classification, dormant account classification, income tax, corporate tax , resident tax, special agricultural tax, local corporate tax, and tax amount.
<Issuance of dormant deposit appearance/payment confirmation> is also possible.
You can select and apply for payment after viewing the details of each case.
Application for dormant deposit payment
Select the account you want to receive payment from among the searched accounts and click <Apply for Payment>.
You can apply for payment to your own account, donate, or choose.
If you want to receive payment, click the ‘My Account’ checkbox and enter your account information.
Enter your name, phone number, address, account number, etc.
If you would like to donate, check Donate and enter the details to apply for a donation.
After entering the details, click <OK> to check the payment request details.
After selecting account payment or donation, agree to the e-signature and authenticate yourself with a mobile phone or ARS.
After you authenticate yourself, you go through a public certificate authentication.
Inquiry of dormant deposit payment application details and issuance of certificates
in the middle menu of the home screen
There are integrated inquiry / appearance, issuance of payment confirmation / application for inquiry of heirs / application for payment / inquiry of transfer results / donation.
A person who has applied for payment can issue a ‘dormant deposit contribution payment confirmation’,
A person who has applied for a donation can issue a ‘donation receipt’.
– Individuals can only issue in January and February.
– Corporations can only reissue.
It feels good to find the hidden money that was forgotten one day. If the amount is large, it would be a total windfall.
Regardless of whether it is large or small, it is a good idea to check it first and decide whether to accept an account transfer or make a donation.